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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,719 | $110,240+276.2% | $96,544+329.6% | $139,487+197.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 2.47% | 26.41%-23.9pp | 25.88%-23.4pp | 373.84%-371.4pp |
| Employer contribution / active EE | $11,117 | $3,622+206.9% | $2,966+274.8% | $4,755+133.8% |
| Participant deferral / active EE | $6,104 | $5,549+10.0% | $4,851+25.8% | $6,713-9.1% |
| Admin fee / account holder | $10,623 | $11,602-8.4% | $8,254+28.7% | $11,407-6.9% |