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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,631 | $78,423+299.9% | $95,964+226.8% | $79,856+292.7% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 2.26% | 19.37%-17.1pp | 91.64%-89.4pp | 31.71%-29.4pp |
| Employer contribution / active EE | $11,217 | $1,945+476.6% | $2,541+341.4% | $2,471+353.9% |
| Participant deferral / active EE | $6,535 | $3,440+90.0% | $4,167+56.8% | $3,741+74.7% |
| Admin fee / account holder | $6,681 | $5,622+18.9% | $6,797-1.7% | $5,306+25.9% |