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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,414 | $85,766+123.2% | $136,298+40.4% | $70,126+173.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 11.28% | 31.46%-20.2pp | 5156.27%-5145.0pp | 73.15%-61.9pp |
| Employer contribution / active EE | $6,243 | $2,966+110.5% | $4,696+33.0% | $2,343+166.5% |
| Participant deferral / active EE | $10,029 | $5,051+98.5% | $6,247+60.5% | $3,332+201.0% |
| Admin fee / account holder | $5,474 | $5,421+1.0% | $9,244-40.8% | $4,645+17.8% |