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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,004 | $98,776+123.7% | $149,745+47.6% | $79,856+176.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 0.17% | 27.38%-27.2pp | 276.72%-276.6pp | 31.71%-31.5pp |
| Employer contribution / active EE | $5,934 | $3,217+84.5% | $4,646+27.7% | $2,471+140.1% |
| Participant deferral / active EE | $8,731 | $5,681+53.7% | $6,843+27.6% | $3,741+133.4% |
| Admin fee / account holder | $6,191 | $6,053+2.3% | $9,312-33.5% | $5,306+16.7% |