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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,015 | $148,629+64.2% | $135,982+79.4% | $139,487+74.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -2.07% | 79.33%-81.4pp | 68.32%-70.4pp | 373.84%-375.9pp |
| Employer contribution / active EE | $3,625 | $5,247-30.9% | $4,859-25.4% | $4,755-23.8% |
| Participant deferral / active EE | $12,049 | $8,102+48.7% | $7,760+55.3% | $6,713+79.5% |
| Admin fee / account holder | $69,176 | $12,406+457.6% | $10,767+542.5% | $11,407+506.4% |