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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,058 | $76,551+147.0% | $123,894+52.6% | $62,881+200.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | -1.38% | 18.68%-20.1pp | 47.52%-48.9pp | 20.14%-21.5pp |
| Employer contribution / active EE | $7,055 | $2,882+144.7% | $4,617+52.8% | $2,281+209.3% |
| Participant deferral / active EE | $11,894 | $4,840+145.8% | $5,984+98.8% | $3,203+271.3% |
| Admin fee / account holder | $957 | $4,826-80.2% | $8,357-88.6% | $4,296-77.7% |