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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,811 | $100,194+15.6% | $122,979-5.8% | $86,983+33.1% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 4.30% | 16.47%-12.2pp | 20.12%-15.8pp | 25.83%-21.5pp |
| Employer contribution / active EE | $7,950 | $2,326+241.9% | $3,062+159.6% | $2,584+207.6% |
| Participant deferral / active EE | $5,278 | $4,133+27.7% | $5,003+5.5% | $4,194+25.8% |
| Admin fee / account holder | $20,466 | $10,148+101.7% | $12,864+59.1% | $7,856+160.5% |