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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,416 | $72,486+27.5% | $87,103+6.1% | $72,976+26.6% |
| Participation rate | 92.0% | 72.8%+19.2pp | 76.9%+15.2pp | 69.5%+22.6pp |
| Annual return | 3.27% | 24.46%-21.2pp | 28.19%-24.9pp | 81.02%-77.7pp |
| Employer contribution / active EE | $6,697 | $1,894+253.6% | $2,521+165.6% | $2,440+174.5% |
| Participant deferral / active EE | $4,132 | $3,270+26.4% | $4,049+2.1% | $3,608+14.5% |
| Admin fee / account holder | $7,979 | $5,055+57.9% | $7,491+6.5% | $5,124+55.7% |