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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,685 | $86,940+54.9% | $102,434+31.5% | $80,935+66.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 8.83% | 18.89%-10.1pp | 29.46%-20.6pp | 35.66%-26.8pp |
| Employer contribution / active EE | $7,625 | $2,370+221.8% | $3,023+152.2% | $2,757+176.6% |
| Participant deferral / active EE | $5,047 | $4,121+22.5% | $5,055-0.1% | $4,299+17.4% |
| Admin fee / account holder | $1,435 | $8,047-82.2% | $9,462-84.8% | $6,924-79.3% |