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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,895 | $80,983+34.5% | $96,544+12.8% | $75,177+44.9% |
| Participation rate | 93.6% | 71.8%+21.8pp | 76.0%+17.6pp | 67.2%+26.4pp |
| Annual return | -4.64% | 27.05%-31.7pp | 25.88%-30.5pp | 160.75%-165.4pp |
| Employer contribution / active EE | $7,549 | $2,282+230.7% | $2,966+154.5% | $2,671+182.6% |
| Participant deferral / active EE | $4,523 | $3,929+15.1% | $4,851-6.8% | $4,126+9.6% |
| Admin fee / account holder | $4,845 | $6,717-27.9% | $8,254-41.3% | $5,651-14.3% |