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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,761 | $78,423+17.0% | $95,964-4.4% | $79,856+14.9% |
| Participation rate | 95.8% | 73.5%+22.3pp | 77.1%+18.7pp | 69.6%+26.2pp |
| Annual return | -1.01% | 19.37%-20.4pp | 91.64%-92.6pp | 31.71%-32.7pp |
| Employer contribution / active EE | $7,172 | $1,945+268.7% | $2,541+182.2% | $2,471+190.2% |
| Participant deferral / active EE | $4,801 | $3,440+39.6% | $4,167+15.2% | $3,741+28.4% |
| Admin fee / account holder | $5,467 | $5,622-2.7% | $6,797-19.6% | $5,306+3.0% |