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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,373 | $121,719-9.3% | $210,053-47.5% | $116,462-5.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.8%+19.2pp | 74.7%+25.3pp |
| Annual return | 9.47% | 14.29%-4.8pp | 232.76%-223.3pp | 15.65%-6.2pp |
| Employer contribution / active EE | $7,875 | $2,386+230.0% | $4,521+74.2% | $3,231+143.7% |
| Participant deferral / active EE | $5,337 | $3,917+36.3% | $4,238+25.9% | $3,836+39.1% |
| Admin fee / account holder | $18,456 | $13,730+34.4% | $16,990+8.6% | $12,754+44.7% |