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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,811 | $97,550+18.7% | $120,344-3.8% | $87,485+32.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 4.30% | 18.41%-14.1pp | 20.30%-16.0pp | 26.06%-21.8pp |
| Employer contribution / active EE | $7,950 | $2,291+247.1% | $3,020+163.2% | $2,596+206.2% |
| Participant deferral / active EE | $5,278 | $4,230+24.8% | $5,135+2.8% | $4,274+23.5% |
| Admin fee / account holder | $20,466 | $9,543+114.5% | $12,742+60.6% | $7,775+163.2% |