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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,811 | $104,098+11.3% | $140,514-17.6% | $94,015+23.2% |
| Participation rate | 100.0% | 73.7%+26.3pp | 77.8%+22.2pp | 70.8%+29.2pp |
| Annual return | 4.30% | 15.14%-10.8pp | 14.36%-10.1pp | 17.84%-13.5pp |
| Employer contribution / active EE | $7,950 | $2,388+232.9% | $3,378+135.3% | $2,790+184.9% |
| Participant deferral / active EE | $5,278 | $4,033+30.9% | $4,919+7.3% | $4,249+24.2% |
| Admin fee / account holder | $20,466 | $10,439+96.1% | $13,697+49.4% | $8,951+128.6% |