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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $40,678 |
ASCENSUS LLC1 year Filed as: ASCENSUS HOLDINGS INC DBA FUTUREPLA Service code 13 | Contract Administrator | $13,559 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $13,375 |
Filed as: EMPOWER ANNUITY INS. CO OF AMERICA Service code 64 8915 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $11,898 |
ASCENSUS LLC1 year Filed as: ASCENSUS HOLDINGS, INC. DBA FUTUREP Service code 13 101 W. BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $1,825 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,582 | $101,539-18.7% | $147,041-43.8% | $74,400+11.0% |
| Participation rate | 93.7% | 75.5%+18.2pp | 82.2%+11.5pp | 67.2%+26.5pp |
| Annual return | 12.65% | 8740.84%-8728.2pp | 419.21%-406.6pp | 1367.51%-1354.9pp |
| Employer contribution / active EE | $6,261 | $3,811+64.3% | $4,935+26.9% | $2,624+138.6% |
| Participant deferral / active EE | $8,174 | $7,304+11.9% | $8,071+1.3% | $4,348+88.0% |
| Admin fee / account holder | $385 | $1,749-78.0% | $13,006-97.0% | $1,944-80.2% |