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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,961 | $84,482-14.8% | $125,363-42.6% | $66,930+7.5% |
| Participation rate | 86.3% | 76.4%+9.9pp | 82.4%+3.9pp | 69.8%+16.5pp |
| Annual return | 24.61% | -8.49%+33.1pp | 572.15%-547.5pp | 1.57%+23.0pp |
| Employer contribution / active EE | $0 | $3,553-100.0% | $4,815-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $6,233 | $6,782-8.1% | $7,447-16.3% | $4,238+47.1% |
| Admin fee / account holder | $571 | $685-16.6% | $10,005-94.3% | $593-3.7% |