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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,388 | $111,830-79.1% | $93,696-75.0% | $145,884-84.0% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 11.73% | 204.08%-192.4pp | 133.74%-122.0pp | 551.85%-540.1pp |
| Employer contribution / active EE | $600 | $3,093-80.6% | $2,422-75.2% | $4,662-87.1% |
| Participant deferral / active EE | $2,422 | $4,920-50.8% | $4,417-45.2% | $6,690-63.8% |
| Admin fee / account holder | $2,871 | $10,249-72.0% | $8,287-65.4% | $13,392-78.6% |