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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,683 | $112,935-52.5% | $90,970-41.0% | $158,966-66.2% |
| Participation rate | 77.8% | 74.7%+3.0pp | 69.0%+8.8pp | 82.0%-4.2pp |
| Annual return | 15.65% | 215.79%-200.1pp | 134.58%-118.9pp | 302.95%-287.3pp |
| Employer contribution / active EE | $1,381 | $2,895-52.3% | $2,122-34.9% | $4,762-71.0% |
| Participant deferral / active EE | $2,591 | $4,129-37.3% | $3,373-23.2% | $5,983-56.7% |
| Admin fee / account holder | $2,023 | $8,045-74.9% | $5,960-66.1% | $11,250-82.0% |