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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,651 | $95,895-45.1% | $79,576-33.8% | $134,509-60.9% |
| Participation rate | 68.8% | 75.0%-6.3pp | 69.5%-0.7pp | 81.2%-12.5pp |
| Annual return | -15.64% | -2.72%-12.9pp | 0.15%-15.8pp | 418.13%-433.8pp |
| Employer contribution / active EE | $1,553 | $3,128-50.4% | $2,413-35.7% | $4,741-67.2% |
| Participant deferral / active EE | $3,586 | $4,693-23.6% | $3,985-10.0% | $6,400-44.0% |
| Admin fee / account holder | $643 | $9,129-93.0% | $6,834-90.6% | $11,427-94.4% |