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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,309 | $56,110+37.8% | $94,993-18.6% | $70,126+10.2% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.9%+26.1pp | 69.5%+30.5pp |
| Annual return | 9.73% | 51.02%-41.3pp | 27.14%-17.4pp | 73.15%-63.4pp |
| Employer contribution / active EE | $962 | $1,442-33.3% | $2,603-63.1% | $2,343-59.0% |
| Participant deferral / active EE | $1,810 | $2,391-24.3% | $3,317-45.4% | $3,332-45.7% |
| Admin fee / account holder | $12,583 | $3,456+264.1% | $4,960+153.7% | $4,645+170.9% |