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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,371 | $53,596+50.0% | $90,657-11.3% | $64,173+25.2% |
| Participation rate | 93.0% | 64.5%+28.5pp | 74.0%+19.0pp | 69.6%+23.5pp |
| Annual return | -3.07% | 4.41%-7.5pp | 1.89%-5.0pp | 7.63%-10.7pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,532-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,086 | $2,459-15.1% | $3,424-39.1% | $3,470-39.9% |
| Admin fee / account holder | $1,864 | $3,868-51.8% | $4,994-62.7% | $4,887-61.9% |