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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,320 | $63,861+82.1% | $104,639+11.2% | $79,856+45.7% |
| Participation rate | 88.9% | 64.9%+24.0pp | 74.1%+14.8pp | 69.6%+19.2pp |
| Annual return | 11.47% | 21.30%-9.8pp | 340.67%-329.2pp | 31.71%-20.2pp |
| Employer contribution / active EE | $0 | $1,588-100.0% | $2,682-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,444 | $2,693-46.4% | $3,738-61.4% | $3,741-61.4% |
| Admin fee / account holder | $3,993 | $4,185-4.6% | $6,465-38.2% | $5,306-24.7% |