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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,962 | $58,523+62.3% | $99,479-4.5% | $72,976+30.1% |
| Participation rate | 90.2% | 64.6%+25.6pp | 73.8%+16.4pp | 69.5%+20.8pp |
| Annual return | 12.59% | 28.51%-15.9pp | 30.72%-18.1pp | 81.02%-68.4pp |
| Employer contribution / active EE | $0 | $1,512-100.0% | $2,540-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,261 | $2,606-51.6% | $3,619-65.1% | $3,608-65.0% |
| Admin fee / account holder | $15,450 | $4,102+276.7% | $6,253+147.1% | $5,124+201.5% |