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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,965 | $100,868+3.1% | $90,414+15.0% | $158,931-34.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 33.12% | 1724.58%-1691.5pp | 1293.19%-1260.1pp | 302.86%-269.7pp |
| Employer contribution / active EE | $2,285 | $3,689-38.1% | $3,262-30.0% | $4,761-52.0% |
| Participant deferral / active EE | $2,446 | $4,348-43.8% | $3,963-38.3% | $5,982-59.1% |
| Admin fee / account holder | $15,292 | $6,502+135.2% | $5,611+172.5% | $11,247+36.0% |