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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,149 | $96,630-14.0% | $86,605-4.0% | $139,427-40.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 34.14% | 106.48%-72.3pp | 591.39%-557.3pp | 373.27%-339.1pp |
| Employer contribution / active EE | $3,701 | $3,264+13.4% | $3,023+22.4% | $4,752-22.1% |
| Participant deferral / active EE | $1,530 | $4,836-68.4% | $4,438-65.5% | $6,711-77.2% |
| Admin fee / account holder | $8,422 | $6,405+31.5% | $5,611+50.1% | $11,404-26.1% |