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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,847 | $92,707-30.1% | $82,726-21.6% | $134,493-51.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -26.77% | 945.12%-971.9pp | 701.33%-728.1pp | 418.01%-444.8pp |
| Employer contribution / active EE | $2,470 | $3,274-24.5% | $3,009-17.9% | $4,740-47.9% |
| Participant deferral / active EE | $2,962 | $4,801-38.3% | $4,394-32.6% | $6,400-53.7% |
| Admin fee / account holder | $12,294 | $5,980+105.6% | $5,328+130.8% | $11,425+7.6% |