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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,926 | $109,905-4.5% | $98,506+6.5% | $167,553-37.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.29% | 1960.20%-1946.9pp | 1494.92%-1481.6pp | 478.89%-465.6pp |
| Employer contribution / active EE | $2,436 | $3,226-24.5% | $2,961-17.7% | $4,840-49.7% |
| Participant deferral / active EE | $2,552 | $4,674-45.4% | $4,277-40.3% | $6,343-59.8% |
| Admin fee / account holder | $2,157 | $6,760-68.1% | $5,955-63.8% | $12,316-82.5% |