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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,419 | $198,457+25.2% | $170,435+45.8% | $147,586+68.3% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 18.47% | 257.30%-238.8pp | 205.94%-187.5pp | 578.59%-560.1pp |
| Employer contribution / active EE | $4,522 | $6,183-26.9% | $5,432-16.8% | $4,876-7.3% |
| Participant deferral / active EE | $6,112 | $5,629+8.6% | $4,939+23.7% | $5,439+12.4% |
| Admin fee / account holder | $16,822 | $16,852-0.2% | $13,881+21.2% | $10,886+54.5% |