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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,301 | $175,259+79.3% | $149,723+109.9% | $139,487+125.3% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 16.23% | 166.82%-150.6pp | 134.50%-118.3pp | 373.84%-357.6pp |
| Employer contribution / active EE | $3,503 | $5,478-36.1% | $4,821-27.3% | $4,755-26.3% |
| Participant deferral / active EE | $8,437 | $6,522+29.4% | $5,682+48.5% | $6,713+25.7% |
| Admin fee / account holder | $52,343 | $16,158+223.9% | $13,215+296.1% | $11,407+358.9% |