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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,243 | $167,353+81.2% | $143,797+110.9% | $134,545+125.4% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -21.34% | 0.48%-21.8pp | -0.04%-21.3pp | 418.37%-439.7pp |
| Employer contribution / active EE | $4,126 | $5,620-26.6% | $4,952-16.7% | $4,742-13.0% |
| Participant deferral / active EE | $7,481 | $6,447+16.0% | $5,638+32.7% | $6,401+16.9% |
| Admin fee / account holder | $30,586 | $18,096+69.0% | $14,679+108.4% | $11,431+167.6% |