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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,386 | $183,592+105.0% | $155,574+141.9% | $145,877+158.0% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 16.25% | 61.37%-45.1pp | 64.87%-48.6pp | 551.28%-535.0pp |
| Employer contribution / active EE | $3,494 | $5,317-34.3% | $4,676-25.3% | $4,663-25.1% |
| Participant deferral / active EE | $8,588 | $6,466+32.8% | $5,629+52.6% | $6,691+28.4% |
| Admin fee / account holder | $3,414 | $19,316-82.3% | $15,914-78.5% | $13,402-74.5% |