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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,458 | $160,059-24.7% | $140,019-14.0% | $135,382-11.0% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.5%-12.5pp | 82.6%-7.6pp |
| Annual return | -6.41% | 911.44%-917.9pp | 651.15%-657.6pp | 519.77%-526.2pp |
| Employer contribution / active EE | $9,374 | $6,420+46.0% | $5,605+67.2% | $4,779+96.2% |
| Participant deferral / active EE | $16,875 | $7,641+120.9% | $6,927+143.6% | $5,609+200.9% |
| Admin fee / account holder | $1,508 | $13,328-88.7% | $10,705-85.9% | $10,829-86.1% |