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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,252 | $140,592-47.2% | $123,106-39.7% | $125,388-40.8% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -1.88% | 16.80%-18.7pp | 13.22%-15.1pp | 282.24%-284.1pp |
| Employer contribution / active EE | $6,103 | $6,041+1.0% | $5,151+18.5% | $4,866+25.4% |
| Participant deferral / active EE | $9,944 | $6,980+42.5% | $6,229+59.6% | $5,352+85.8% |
| Admin fee / account holder | $730 | $11,198-93.5% | $9,015-91.9% | $9,541-92.3% |