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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,135 | $153,769-43.3% | $133,975-35.0% | $273,972-68.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.48% | 36.51%-30.0pp | 29.29%-22.8pp | 41.46%-35.0pp |
| Employer contribution / active EE | $5,748 | $6,029-4.7% | $5,211+10.3% | $4,869+18.1% |
| Participant deferral / active EE | $8,607 | $6,958+23.7% | $6,282+37.0% | $5,287+62.8% |
| Admin fee / account holder | $899 | $11,765-92.4% | $9,324-90.4% | $10,133-91.1% |