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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,912 | $171,867-22.7% | $149,721-11.2% | $147,586-9.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 19.60% | 2113.36%-2093.8pp | 1501.67%-1482.1pp | 578.59%-559.0pp |
| Employer contribution / active EE | $16,478 | $6,275+162.6% | $5,444+202.7% | $4,876+237.9% |
| Participant deferral / active EE | $29,077 | $7,270+300.0% | $6,568+342.7% | $5,439+434.6% |
| Admin fee / account holder | $5,714 | $13,799-58.6% | $11,282-49.4% | $10,886-47.5% |