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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,519 | $77,901-51.8% | $149,717-74.9% | $75,181-50.1% |
| Participation rate | 52.5% | 65.6%-13.1pp | 78.8%-26.3pp | 67.2%-14.7pp |
| Annual return | 20.68% | 31.73%-11.1pp | 134.41%-113.7pp | 160.69%-140.0pp |
| Employer contribution / active EE | $878 | $3,137-72.0% | $4,820-81.8% | $2,671-67.1% |
| Participant deferral / active EE | $1,139 | $3,411-66.6% | $5,682-80.0% | $4,126-72.4% |
| Admin fee / account holder | $3,320 | $5,949-44.2% | $13,213-74.9% | $5,650-41.2% |