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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,289 | $181,896-85.5% | $156,551-83.2% | $273,972-90.4% |
| Participation rate | 73.7% | 88.4%-14.7pp | 84.0%-10.3pp | 83.0%-9.3pp |
| Annual return | 11.68% | 30.74%-19.1pp | 32.23%-20.5pp | 41.46%-29.8pp |
| Employer contribution / active EE | $1,758 | $6,248-71.9% | $5,501-68.0% | $4,869-63.9% |
| Participant deferral / active EE | $4,299 | $5,550-22.5% | $4,871-11.7% | $5,287-18.7% |
| Admin fee / account holder | $3,324 | $15,560-78.6% | $13,028-74.5% | $10,133-67.2% |