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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,855 | $73,848-52.8% | $143,799-75.8% | $68,486-49.1% |
| Participation rate | 44.1% | 66.7%-22.5pp | 80.3%-36.2pp | 67.9%-23.8pp |
| Annual return | -17.41% | 0.91%-18.3pp | -0.04%-17.4pp | -7.85%-9.6pp |
| Employer contribution / active EE | $915 | $3,184-71.3% | $4,952-81.5% | $2,597-64.8% |
| Participant deferral / active EE | $1,147 | $3,385-66.1% | $5,638-79.6% | $4,028-71.5% |
| Admin fee / account holder | $3,776 | $5,755-34.4% | $14,677-74.3% | $5,404-30.1% |