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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,067 | $75,962-53.8% | $154,111-77.2% | $64,173-45.4% |
| Participation rate | 58.6% | 70.4%-11.8pp | 83.0%-24.4pp | 69.6%-10.9pp |
| Annual return | -4.72% | 30.32%-35.0pp | 735.18%-739.9pp | 7.63%-12.4pp |
| Employer contribution / active EE | $1,074 | $3,350-67.9% | $5,298-79.7% | $2,381-54.9% |
| Participant deferral / active EE | $1,300 | $3,175-59.1% | $5,081-74.4% | $3,470-62.5% |
| Admin fee / account holder | $5,454 | $5,589-2.4% | $13,411-59.3% | $4,887+11.6% |