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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,408 | $82,032+119.9% | $123,106+46.5% | $59,633+202.5% |
| Participation rate | 72.4% | 83.2%-10.8pp | 86.8%-14.4pp | 68.7%+3.7pp |
| Annual return | -4.08% | 5.12%-9.2pp | 13.22%-17.3pp | 2041.40%-2045.5pp |
| Employer contribution / active EE | $1,720 | $3,297-47.8% | $5,151-66.6% | $2,203-21.9% |
| Participant deferral / active EE | $13,032 | $4,667+179.3% | $6,229+109.2% | $3,192+308.3% |
| Admin fee / account holder | $16,135 | $5,881+174.4% | $9,015+79.0% | $4,297+275.5% |