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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,950 | $153,769+28.7% | $133,975+47.8% | $273,972-27.7% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.1%-20.4pp | 83.0%-16.3pp |
| Annual return | 9.37% | 36.51%-27.1pp | 29.29%-19.9pp | 41.46%-32.1pp |
| Employer contribution / active EE | $1,491 | $6,029-75.3% | $5,211-71.4% | $4,869-69.4% |
| Participant deferral / active EE | $11,153 | $6,958+60.3% | $6,282+77.5% | $5,287+110.9% |
| Admin fee / account holder | $22,026 | $11,765+87.2% | $9,324+136.2% | $10,133+117.4% |