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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,926 | $160,059+21.8% | $140,019+39.2% | $135,382+44.0% |
| Participation rate | 72.2% | 88.5%-16.3pp | 87.5%-15.3pp | 82.6%-10.4pp |
| Annual return | -9.50% | 911.44%-920.9pp | 651.15%-660.7pp | 519.77%-529.3pp |
| Employer contribution / active EE | $1,449 | $6,420-77.4% | $5,605-74.1% | $4,779-69.7% |
| Participant deferral / active EE | $9,621 | $7,641+25.9% | $6,927+38.9% | $5,609+71.5% |
| Admin fee / account holder | $16,172 | $13,328+21.3% | $10,705+51.1% | $10,829+49.3% |