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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,321 | $171,867+30.5% | $149,721+49.8% | $147,586+52.0% |
| Participation rate | 66.7% | 88.2%-21.5pp | 87.1%-20.4pp | 82.8%-16.2pp |
| Annual return | 17.21% | 2113.36%-2096.2pp | 1501.67%-1484.5pp | 578.59%-561.4pp |
| Employer contribution / active EE | $454 | $6,275-92.8% | $5,444-91.7% | $4,876-90.7% |
| Participant deferral / active EE | $12,339 | $7,270+69.7% | $6,568+87.9% | $5,439+126.9% |
| Admin fee / account holder | $31,749 | $13,799+130.1% | $11,282+181.4% | $10,886+191.7% |