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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,380 | $99,053+46.8% | $88,179+64.9% | $138,895+4.7% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.1%+10.9pp | 79.9%+0.1pp |
| Annual return | 17.28% | 78.17%-60.9pp | 64.97%-47.7pp | 145.39%-128.1pp |
| Employer contribution / active EE | $3,236 | $2,882+12.3% | $2,549+26.9% | $4,194-22.8% |
| Participant deferral / active EE | $7,480 | $5,225+43.1% | $4,614+62.1% | $6,396+16.9% |
| Admin fee / account holder | $4,524 | $8,748-48.3% | $7,673-41.0% | $12,562-64.0% |