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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,274 | $48,053+15.0% | $84,628-34.7% | $72,975-24.3% |
| Participation rate | 77.8% | 57.6%+20.2pp | 68.2%+9.5pp | 69.5%+8.3pp |
| Annual return | 21.47% | 37.39%-15.9pp | 258.80%-237.3pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,969 | $1,602+22.9% | $2,653-25.8% | $2,440-19.3% |
| Participant deferral / active EE | $4,830 | $2,681+80.2% | $3,900+23.8% | $3,608+33.9% |
| Admin fee / account holder | $2,888 | $3,395-14.9% | $4,914-41.2% | $5,124-43.6% |