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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,974 | $109,372-36.0% | $89,414-21.7% | $158,966-56.0% |
| Participation rate | 76.2% | 74.3%+1.9pp | 68.0%+8.2pp | 82.0%-5.8pp |
| Annual return | 20.21% | 345.55%-325.3pp | 245.50%-225.3pp | 302.95%-282.7pp |
| Employer contribution / active EE | $2,287 | $3,171-27.9% | $2,586-11.6% | $4,762-52.0% |
| Participant deferral / active EE | $6,625 | $4,598+44.1% | $3,890+70.3% | $5,983+10.7% |
| Admin fee / account holder | $790 | $6,156-87.2% | $4,883-83.8% | $11,250-93.0% |