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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,148 | $99,995+18.2% | $85,063+38.9% | $145,978-19.1% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 13.05% | 83.99%-70.9pp | 66.54%-53.5pp | 550.52%-537.5pp |
| Employer contribution / active EE | $2,695 | $3,231-16.6% | $2,727-1.2% | $4,662-42.2% |
| Participant deferral / active EE | $5,733 | $5,295+8.3% | $4,523+26.8% | $6,690-14.3% |
| Admin fee / account holder | $831 | $7,255-88.5% | $6,155-86.5% | $13,400-93.8% |