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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,109 | $65,423+91.2% | $98,477+27.0% | $85,856+45.7% |
| Participation rate | 92.3% | 65.0%+27.3pp | 73.3%+19.0pp | 69.3%+23.0pp |
| Annual return | 16.56% | 21.76%-5.2pp | 1493.59%-1477.0pp | 318.58%-302.0pp |
| Employer contribution / active EE | $6,024 | $2,168+177.8% | $2,961+103.5% | $2,565+134.8% |
| Participant deferral / active EE | $8,733 | $3,167+175.7% | $4,276+104.2% | $3,952+121.0% |
| Admin fee / account holder | $567 | $4,594-87.7% | $5,951-90.5% | $6,261-90.9% |