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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,149 | $99,011-27.1% | $86,582-16.7% | $147,586-51.1% |
| Participation rate | 88.2% | 76.3%+11.9pp | 73.5%+14.7pp | 82.8%+5.4pp |
| Annual return | 18.76% | 1312.75%-1294.0pp | 965.08%-946.3pp | 578.59%-559.8pp |
| Employer contribution / active EE | $4,973 | $3,132+58.8% | $2,839+75.1% | $4,876+2.0% |
| Participant deferral / active EE | $6,889 | $3,972+73.4% | $3,609+90.9% | $5,439+26.7% |
| Admin fee / account holder | $3,699 | $5,709-35.2% | $4,904-24.6% | $10,886-66.0% |