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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,899 | $100,938+2.9% | $90,461+14.9% | $158,982-34.6% |
| Participation rate | 91.3% | 75.0%+16.3pp | 72.7%+18.6pp | 82.0%+9.3pp |
| Annual return | 18.28% | 1727.20%-1708.9pp | 1294.76%-1276.5pp | 302.99%-284.7pp |
| Employer contribution / active EE | $5,709 | $3,691+54.7% | $3,264+74.9% | $4,763+19.9% |
| Participant deferral / active EE | $8,258 | $4,350+89.9% | $3,964+108.3% | $5,983+38.0% |
| Admin fee / account holder | $4,610 | $6,510-29.2% | $5,617-17.9% | $11,252-59.0% |