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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,405 | $103,038-14.2% | $90,324-2.1% | $152,909-42.2% |
| Participation rate | 90.0% | 75.9%+14.1pp | 73.3%+16.7pp | 82.5%+7.5pp |
| Annual return | 25.33% | 95.25%-69.9pp | 78.15%-52.8pp | 345.46%-320.1pp |
| Employer contribution / active EE | $5,619 | $3,141+78.9% | $2,856+96.8% | $4,764+18.0% |
| Participant deferral / active EE | $7,002 | $4,282+63.5% | $3,885+80.2% | $5,851+19.7% |
| Admin fee / account holder | $467 | $6,177-92.4% | $5,356-91.3% | $11,601-96.0% |