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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,298 | $166,242-28.2% | $165,071-27.7% | $145,884-18.2% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 30.26% | 100.44%-70.2pp | 70.17%-39.9pp | 551.85%-521.6pp |
| Employer contribution / active EE | $2,316 | $5,283-56.2% | $4,347-46.7% | $4,662-50.3% |
| Participant deferral / active EE | $7,193 | $6,964+3.3% | $6,035+19.2% | $6,690+7.5% |
| Admin fee / account holder | $678 | $16,658-95.9% | $12,695-94.7% | $13,392-94.9% |